The Little Instruction Book for Retirement

It's time to celebrate the end of an era - and the start of a whole new one! Ah, retirement - from here on out it's all lazy lie-ins, pleasant afternoons in the garden (or the garden centre), long lunches with friends and evenings spent in a comfy chair in front of the fire, right? Wrong! Welcome to a world where you're halfway to the office before you realize you don't work there any more, you somehow seem to have even less free time than before to do all the things you need to do, and suddenly