Sharing Risk

Examining why society should pool and spread the financial risk that individual families now bear.   Over the past sixty years, businesses and government have increasingly off-loaded financial risk onto US households. The toll has pushed tens of millions of people to the financial breaking point, worsened social inequity, and jeopardized US democracy. In Sharing Risk , consumer advocate and scholar Patricia A. McCoy draws on the nation’s traditions of risk sharing to argue that society shou